Affordable pet
insurance for your
non-human family

Introducing Impact Pets

Impact Pets is here to make sure you and your furry friend are covered when unexpected vet costs come up, so you can love and care for your pet at a price that works for you.


Our comprehensive coverage is tailored to your needs, allowing you to design a policy that fits your budget no matter your pet’s breed or age. 


Our round-the-clock customer portal and easy 3-step claims process help take some of the stress out of expected emergencies.  


Save 15-30% on our monthly plans compared to other companies offering the same or similar coverage. 

Build a plan that fits your finances

Our easy to use format lets you design a health plan that suits all your pet’s needs. No matter what, all our plans cover unexpected accidents and illnesses — up to and including emergency care, hospitalization, diagnostic tests, and medications.

Bite Size

  • Annual Limit $5,000
  • Avg. Deduction $500
  • Reimbursement 70-90%

Fur Friendly

  • Annual Limit $10,000
  • Avg. Deduction $500
  • Reimbursement 70-90%

Paw Tastic

  • Annual Limit $25,000
  • Avg. Deduction $250
  • Reimbursement 70-90%

Best In Show

  • Annual Limit $40,000
  • Avg. Deduction $250
  • Reimbursement 70-90%

Optional Coverage

  • Office Visits/Exam Fees
  • Rehab, Acupuncture, and Chiropractic Care
  • Take Home Prescription Medications
  • Routine Care

“After our Dog swallowed my wedding ring, Impact Pets saved us hundreds in vet costs.”

While no surgery was needed, our invoice was over a thousand dollars for exams, x-rays, and medication. Impact Pets gave us peace of mind knowing most of it would be reimbursed.

-Eddie, Los Angeles, CA

Affordable Pet Insurance Matters.

Pets are part of the family. We love and care for our four-legged friends the same way we care for our two-legged family members, especially when they get sick or injured. The American Veterinary Medical Association (AMVA) estimates there are more than 130 million dogs and cats in households across America, with vet-bills costing each household about $600 every year. That’s more than $78 billion combined. 

Pet owners know all too well how veterinary expenses can easily reach thousands of dollars — if not more. Out-of-pocket costs can ramp up quickly, and for some, it leads to heartbreaking decisions between paying the bills and taking care of your pet’s well-being. That’s where pet insurance comes in, helping you protect yourself and your loved ones when you need it most. 

For hard-working families trying their best just to get ahead, unforeseen expenses can be crippling. Unexpected vet bills are unavoidable, but affordable pet insurance can help you be prepared for the worst. Just like human health insurance, choosing the right plan to fit your budget can make all the difference. However, unlike human-specific plans, Impact Pets can set you up with affordable options that give you the power of choice to design a pet insurance program that suits you and your pet’s needs. 

Do yourself and your pet a favor by checking out all our pet insurance options. Our affordable plans will let you rest easy with the knowledge that your pet will be taken care without you having to make a tragic choice based on your budget. Find the right pet insurance policy and get started today! 

Comprehensive Coverage

Accident & Illness Coverage Included.

Unexpected accident & illness coverage is included in all our plans to give you peace of mind.

Add-On More Coverage If Needed.

Additional coverage available for office visits and exam fees, prescription medication, and rehabilitation services.

Routine Care Plans Available.

Check out our options for annual vaccinations, flea and tick medication and much more! LEARN ABOUT ROUTINE CARE.


  • Accidents or Injuries
  • Illnesses
  • Emergency Care
  • Hereditary and Congenital Conditions
  • Cancer Treatments
  • Chronic Conditions
  • Dental Disease
  • Diagnostic Testing
  • X-rays
  • CT Scans
  • Ultrasounds
  • Surgeries
  • Hospital Stays

Not Covered

  • Pre-existing conditions
  • Breeding or conditions related to
  • Spaying/Neutering
  • Prescription food
  • Vitamins/Supplements
  • Elective or cosmetic procedures
  • Alternative or holistic treatments
  • Training or treatment for behavioural
    conditions (some exclusions apply)
  • Preventative or routine care

See how Impact Pets lines up against the competition.

Plan FeaturesImpact PetsASPCAPetplanNationwideTrupanionEmbraceHealthy Paws
5 Day Claims Processing
One Annual Deductible
Optional Office Visit & Exam Fee Coverage
Optional Routine Care Coverage
No Upper Age Limits or Breed Restrictions
Choose Your Own Vet

The Puppy Handbook

Get a FREE copy of our 19-page, in-depth guide to your new puppy’s first week at home. 


Backed by experienced insurance companies

Odie Pet Insurance

Odie was born out of three generations of pet lovers who just happened to be in the insurance business. After recognizing the growing costs of vet bills and expensive wellness plans, we saw the growing need for better pet insurance. Our belief has been that all pets deserve great medical care and that owners should not have to choose between their finances and a loved one’s well-being. Our program aims to make pet insurance more affordable with easy to understand policies and a convenient tech-based claims process.

Thorson Specialty

Thorson Specialty Insurance Services Inc. “Thorson Specialty” is the exclusive managing general agency for PrimeOne. With more than 30 years of program management experience and concentrated expertise, Thorson delivers exceptional client experiences nationwide.


PrimeOne Insurance Company is a property and casualty insurance company. The Company is A-Rated Exceptional by Demotech, fully licensed and admitted in the states it does business, and reinsured by one of the most trusted names on the planet, Swiss Re.

Clear Blue

The Clear Blue Insurance Group is a property and casualty insurance group providing insurance programs in partnership with MGAs / program administrators and reinsurers to produce commercial and personal lines coverages nationwide. Clear Blue consists of three P&C insurance companies group rated A – (Excellent) by A.M. Best: Clear Blue Insurance Company, Clear Blue Specialty Insurance Company and Rock Ridge Insurance Company.

Meet Our Customers


Brooklyn, NY

This Missouri rescue is named after Italian mathematician, Archimedes. Archie has a different growl for every request but his top 2 are new outfits and car rides.


Brooklyn, NY

This Missouri rescue is named after Italian mathematician, Archimedes. Archie has a different growl for every request but his top 2 are new outfits and car rides.


Brooklyn, NY

This Missouri rescue is named after Italian mathematician, Archimedes. Archie has a different growl for every request but his top 2 are new outfits and car rides.

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